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?Vay sửa nhà tại ngân hàng Vietcombank có khó không và điều kiện vay vốn?
Tôi muốn vay tiền sửa nhà vietcombank nhà vào dịp cuối năm tại ngân hàng Vietcombank nhưng không biết có dễ không và điều kiện vay vốn tại Vietcombank như thế nào?

Vietcombank được biết đến là ngân hàng có số vốn điều lệ lớn nhất tại Việt Nam hiện nay, với quy mô rộng mở cũng như hoạt động lấy mục tiêu khách hàng là trung tâm, ngân hàng Vietcombank đã đưa ra rất nhiều gói hỗ trợ vay tín chấp, vay thế chấp, vay vốn kinh doanh và đặc biệt là gói vay sửa nhà tại ngân hàng Vietcombank. Chính sách cho vay sửa nhà tại Vietcombank hỗ trợ cho khách hàng cá nhân có nhu cầu trùng tu và sửa chữa nhà ở mà không có đủ tài chính.
vay mua nhà lãi suất thấp ngân hàng nào
Những điểm mà khách hàng được hưởng trong quá trình vay sửa nhà hay vay mua nhà tại ngân hàng Vietcombank có thể kể đến như:

Giá trị khoản vay lên đến 70% giá trị tài sản bảo đảm.
Thời gian hoàn trả khoản vay lên đến 10 năm.
Áp lực trả nợ gốc trong thời gian đầu thấp với các lựa chọn hình thức trả nợ vốn vay phù hợp mức thu nhập thực tế (trả dần)
Thủ tục vay tiền sửa nhà vietcombank cho vay nhanh chóng, thuận tiện
Lãi suất vay cạnh tranh, giảm dần theo dư nợ thực tế.
Khả năng kiểm soát tức thời hoạt động rút, trả nợ vay tại Vietcombank bằng dịch vụ VCB-iB@nking hoặc VCB – SMSB@nking

Điều kiện để vay tiền sửa nhà ngân hàng Vietcombank
Để có thể tham gia gia vay sửa nhà hay vay tiền ngân hàng Vietcombank khách hàng cũng cần đáp ứng được các điều kiện cơ bản sau. Dựa vào điều kiện này, Vietcombank sẽ tiến hành thẩm định để xem bạn có đủ điều kiện và tiềm năng trả nợ ngân hàng hay không, điều kiện cụ thể như sau:
lãi suất vay tiền sửa nhà ngân hàng vietcombank
Cá nhân không quá 60 tuổi có nhu cầu vay vốn để xây sửa nhà
Có thu nhập hàng tháng từ 05 triệu đồng trở lên hoặc từ 10 triệu đồng trở lên nếu cả vợ/chồng cùng cam kết trả nợ
Có tài sản bảo đảm là Bất động sản của người vay hoặc của bố mẹ người vay hoặc Tài sản hình thành từ vốn vay
Có lịch sử vay trả nợ tốt (trong trường hợp đã từng vay vốn tại bất kỳ Ngân hàng nào)
Đạt chuẩn xếp hạng tín dụng của Vietcombank theo quy định của sản phẩm
Hồ sơ đăng ký vay sửa nhà tại ngân hàng Vietcombank khách hàng cần chuẩn bị đầy đủ những giấy tờ sau:

Giấy phép xây dựng và/hoặc Hợp đồng xây dựng
Giấy tờ chứng minh mục đích sử dụng vốn khác tùy theo giai đoạn xây, sửa nhà
CMND/hộ chiếu, Sổ hộ khẩu/Giấy chứng nhận tạm trú của người vay và của bên bảo lãnh
Giấy đăng ký kết hôn/chứng nhận độc thân
Giấy đề nghị vay vốn (theo mẫu)
Giấy tờ chứng minh thu nhập
Giấy tờ về tài sản bảo đảm
Hy vọng với những thông tin mà chúng tôi cung cấp đã giúp bạn nắm được điều kiện và thủ tục vay vốn sửa chữa nhà ở tại ngân hàng Vietcombank một cách nhanh nhất và chính xác nhất.
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